Complete Employer Protection lets employers help their employees get electric cars without the worry of facing major financial risks if those employees leave while they're still leasing the vehicle.
What’s protected with our new, Complete Employer Protection
The new Complete Employer Protection package provides reassurance that the employer is protected from day 1. If an employer has to make redundancies or dismiss an employee, they can do this at any time without facing a fee.
This new proposition differs from other market offerings, which often feature complex terms & conditions, exclusion periods and return limits, potentially leaving employers with significant bills or headaches.
The Electric Car Scheme’s Complete Employer Protection package also protects the employer from any shortfall due to employee resignation, long term sickness, family friendly leave. A new and unique feature even protects employers if the employee doesn’t repay the company for damage to their car.
Complete Employer Protection is market leading
No exclusion periods for employers, no excess to pay, no underpayment for maternity, plus protection if your employee doesn’t pay for fees or damage.
In our latest market review, our Complete Employer Protection package has emerged as the top choice, providing the most comprehensive protection for your business when implementing a salary sacrifice scheme. To access all the details, just click the button below to download our explainer pack.
Employers are now fully protected from day 1
Electric car salary sacrifice schemes have become well known as the most affordable way to get into an electric car. However, concerns still exist within businesses as to the costs and practicalities of implementing one, with risk of early termination fees among the areas holding them back.
For example, in the event that an employer needs to make an employee redundant, the company could incur a fee equal to 50% of the remaining car lease costs. This could amount to tens of thousands of pounds. Taking significant financial risks, even when offering substantial benefits, is often seen as a blocker for a company to offer a salary sacrifice scheme to employees. Recent research conducted by The Electric Car Scheme found that 90% of businesses believe that there is a significant risk in having an electric car salary sacrifice scheme as an employee benefit.
Why choose The Electric Car Scheme?
With The Electric Car Scheme, you not only get Complete Employer Protection but also enjoy the lowest prices on electric cars, straightforward reporting, and no setup or running costs.
Save 20-50% on any electric car
You will access the top leasing companies to ensure your employees get the best prices are available. The best prices are required to get good employee take-up.
Straightforward reporting
It’s easy to keep your HR, Finance and Tax affairs on track. Our automated monthly payroll, HMRC and climate reporting helps you with compliance and minimises hassle.
No cost
With no setup or running costs, our fee is equivalent to your employer's tax savings, so you can roll out the scheme at no cost to your business.
Frequently asked questions
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The Complete Employer Protection product is a comprehensive service designed for businesses that participate in The Electric Car Scheme. It offers protection to employers in the event of various employee-related situations, such as resignations, redundancies, dismissals, parental leave, long-term sickness, loss of licence (medical), or even employee death.
This service ensures that businesses won't have to worry about unexpected costs when their employees are still leasing electric cars.
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Complete Employer Protection stands out from other market offerings because it eliminates complex terms and conditions, exclusion periods, and return limits that often burden employers with significant costs and administrative headaches. It offers unique features, such as no exclusion periods, no excess payments, and protection against underpayment for maternity leave.
Additionally, it protects employers if employees fail to pay for fees or damages, providing unmatched peace of mind.
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Early termination means returning the car to the leasing company before your lease period ends, and this can happen for different reasons. These reasons might include getting a new job, taking sick or parental leave, or even your employer ending your employment early because of issues like an accident, misconduct, or redundancy.
No matter why it happens, ending your lease early can be costly. Why? Well, typical car lease agreements run for 1, 2, 3, or 4 years, so ending it prematurely means breaking a contract, which can result in fines and penalties.
The good news is that The Electric Car Scheme providers Complete Employer Protection to shield you from these costs when such situations arise.
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Complete Employer Protection ensures that employers are fully protected from day one, eliminating concerns about early termination fees and other unforeseen costs associated with electric car salary sacrifice schemes. In the event of employee resignations, redundancies, or dismissals, the employer won't incur any fees.
The package also protects situations like parental leave, long-term sickness, and even if an employee fails to repay the company for damage to their car.
This protection is designed to make electric car salary sacrifice schemes more accessible and attractive to businesses by removing financial barriers.
Trusted by companies just like yours
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“Colleagues can lower their environmental impact while reducing their own motoring costs”
— Richard Mason - Head of ESG at Holland and Barrett
